A well-known television and radio personality for talk shows like The Money Doctor, Smart Money, and Senior Money Matters, Darcy Bergen is the founder and president of the Bergen Financial Group. Darcy Bergen has more than 22 years of experience in the financial services sector and is a certified retirement financial advisor. Financial planning retirement is important to ensure that you have financial security in retirement and control over your wealth. The earlier one plans and prepares for retirement, the better it is in terms of the number of options to which you will have access. It starts with assessing how much assets you have, such as a house, savings, or investments, and what their current financial values are. Your financial advisor can give you advice on planning your income needs after retirement and allow you to understand the options for future investments. The next step would be calculating the sum of money that you may need to make ends meet in retirement and finding ways to paying off your debts at the lowest rate possible. It is also important to look at your insurance needs and make sure that you have enough insurance to cover your and your spouse’s long-term and emergency medical needs.
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