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Here’s the Risk You Are Not Factoring in Your Financial Planning

8/2/2018

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Darcy Bergen
For more than 15 years, Darcy Bergen has served as president and financial advisor at Bergen Financial Group. In his role as a financial advisor, Darcy Bergen helps clients navigate the risks of investing in the market.

Many people who have money in the financial markets fail to take full cognizance of risk. More specifically, they fail to take into account the possibility that conventional wisdom can be overturned. For example, they assume that markets always rise, that downturns are temporary, or that bull runs last forever. According to renowned trader and mathematician Nassim Taleb, these theories can all be cast aside by black swan events.

According to Taleb, most of the world’s big events are rare and not measurable. These events, the likes of earthquakes, terrorist attacks, and volcano eruptions, are unpredictable and when they occur, have the potential to wipe out entire bull runs overnight. Think 9/11 and the 2008 financial crisis.

As an investor, have you factored the risk of black swan events into your financial planning? Do you have a retirement plan that can help against losses from such events? If not, let Bergen Financial Group see how they can help you with the retirement plan you desire. The firm offers principal protected fixed insurance solutions that strive to grow the investors wealth to help avoid them suffering losses from unpredictable events. Get in touch with a representative at http://www.bergenfinancialgroup.com/contact

Insurance and annuity products are not sold through Horter Investment Management, LLC (“Horter”). Horter does not endorse any annuity or insurance products nor does it guarantee their performance. Owners of these products are subject to the terms and conditions of the policies and contracts of the issuing companies. All product guarantees depend on the insurance company’s financial strength and claims-paying ability.                             
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